Last Updated: November 1, 2024
Thank you for your interest in Pogo Technologies, Inc. (“Pogo,” “we,” “us,” or “our”), our website located at www.joinpogo.com (the “Site”), our mobile applications (the “Mobile Apps”), our Chrome browser extension (the “Extension”, and collectively with the Mobile Apps, the “App” or “Application”) and any associated websites and subdomains, applications, and services (collectively, the “Service”). This Terms of Use Agreement (“Terms”) is a legally binding contract between you and Pogo.
By registering for an account, downloading or installing the App, or otherwise accessing or using the Service, or any portion thereof, you acknowledge and agree that you have read, understand, and agree to be bound by these Terms.
You represent and warrant that you have the right, authority, and capacity to enter into these Terms. If the individual entering into this agreement or otherwise accessing or using the Service is doing so on behalf of, or within his or her capacity as a representative, agent, or employee of an entity, such individual and such entity agree that: (i) the terms “you” and “your” as used herein apply to such entity and such individual; and (ii) represent and warrant that the individual entering into these Terms has the power, right, authority, and capacity to enter into these Terms on behalf of such entity. If you do not agree with all of the provisions of these Terms, you may not access or use the Service.
These Terms are subject to occasional revision. Please regularly check the Site to view the most recent terms.
PLEASE READ THESE TERMS OF USE CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION. THESE TERMS OF USE CONTAIN A MANDATORY INDIVIDUAL ARBITRATION PROVISION IN SECTION 12.2 (THE “ARBITRATION AGREEMENT”) AND A CLASS ACTION/JURY TRIAL WAIVER PROVISION IN SECTIONS 12.4 AND 12.5 (THE “CLASS ACTION/JURY TRIAL WAIVER”) THAT REQUIRE, UNLESS YOU OPT OUT PURSUANT TO THE INSTRUCTIONS IN THE ARBITRATION AGREEMENT, THE EXCLUSIVE USE OF FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES BETWEEN YOU AND US. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW (AS DEFINED BELOW), YOU EXPRESSLY WAIVE YOUR RIGHT TO SEEK RELIEF IN A COURT OF LAW AND TO HAVE A JURY TRIAL ON YOUR CLAIMS (AS DEFINED BELOW), AS WELL AS YOUR RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE ACTION OR PROCEEDING.
Eligibility
This is a contract between you and Pogo. You must read and agree to these Terms before using the Service. If you do not agree, you may not use the Service. You may use the Service only if you can form a binding contract with Pogo, and only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations.
The Service is not available to any users previously removed from the Service by Pogo. The Service is only available to residents of the United States and is only intended for use in the United States. Any access to, or use of, the Service by non-U.S. residents is strictly prohibited and in violation of these Terms. Pogo makes no representations that the Service is appropriate or available for use in other locations. By using the Service, you represent that you are a U.S. resident.
Any use or access to the Service by anyone under 13 is strictly prohibited and in violation of these Terms.
1. 1. Account Creation. In order to use most features of the Service, you must register for an account (“Account”). You promise that: (a) all required registration information you submit in connection with your registration is truthful and accurate; and (b) you will maintain the accuracy of such information.
1.2. Account Responsibilities. You are responsible for all activities that occur under your Account. You agree to immediately notify Pogo of any unauthorized use or suspected unauthorized use of your Account or any other breach of security. You may not share your Account with anyone. You agree that you shall not have more than one Account at any given time. You agree not to create an Account or use the Service if you have been previously removed by Pogo. If you provide any information that is untrue, inaccurate, not current or incomplete, or Pogo has reasonable grounds to suspect that any information you provide is untrue, inaccurate, not current or incomplete, Pogo has the right to suspend or terminate your Account and refuse any and all current or future use of the Service (or any portion thereof). You agree not to create an Account using a false identity or information, or on behalf of someone other than yourself.
1.3. Your Account. You agree that you shall have no ownership or other property interest in your Account, and you further acknowledge and agree that all rights in and to your Account are and shall forever be owned by Pogo.
1.4. Linking Your Payment Credential.
(a) In order to receive Claim Feed Rewards (as defined below) from us for qualifying purchases of goods or services, you must link at least one eligible bank account or debit/credit card (a “Payment Credential”) to your Account. Please note that not all bank accounts and debit/credit cards are eligible to be linked to your Account. All determinations as to whether an account or card is eligible to be a Payment Credential are at our sole discretion. For example, certain Visa, Mastercard, and American Express cards are not eligible to be linked to your Account, including, but not limited to, the following: prepaid cards, corporate cards, purchasing cards, store cards which can only be used at their respective retailers’ stores, government-administered prepaid cards (including Electronic Benefit (EBT) cards), healthcare cards (including Health Savings Account (HSA) cards, Flexible Spending Account (FSA) cards, and insurance prepaid cards), Visa Buxx, and cards that are not processed through the Visa U.S.A payment system, the Mastercard payment system, or the American Express payment system. In order to be eligible as a Payment Credential, it must be issued or maintained by a U.S. bank. We use Plaid Technologies, Inc. (“Plaid”) to gather users’ data from financial institutions. By using the Services, you grant us and Plaid the right, power and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.
(b) You may opt out of transaction monitoring on the Payment Credential(s) you have registered by removing your Payment Credential(s) in the App (as indicated in the instructions below).
Note that opting out of the Service or unlinking your account does not delete historical data collected by Pogo from those accounts. To delete this information, please submit a deletion request by submitting a request through our Privacy Center, deleting your account through the Pogo App, or contacting us at privacy@joinpogo.com. We may not be able to delete your information in all circumstances.
To terminate your Account and your right to use the Service at any time and for any reason, click “Delete My Account” in the Data Dividends Controls Center within the App sidebar.
(c) For more information on how we use your Payment Credential transaction information, please refer to our Privacy Policy.
1.5. Referrals. We may offer bonus Rewards (as defined below) when someone you refer becomes a user of the Service (a “Referral Program”). Any such Referral Program may be subject to additional terms and conditions set forth in the offer or App, at Pogo’s sole discretion.
You agree that you have obtained all necessary permissions and consents from an individual before referring that individual to Pogo and will inform the individual: (a) that we are not the sender or initiator of any messages or communications that you send to that individual relating to the Referral Program; (b) that you are not acting as our agent in sending any such messages or communications; and (c) that you may be receiving a referral bonus if the individual becomes a new user of Pogo. We do not directly send any referral codes to individuals.
Current or inactive former users of the Service cannot qualify as new users for purposes of a Referral Program, and any attempt to create referrals to non-existent individuals or to multiple accounts for the same individual will be void and are in violation of these Terms. We reserve the right to void or take any other action we deem appropriate with respect to referrals, including if a referral code is shared in a social media post or from a social media account that contains offensive, harassing, violent, pornographic, or otherwise inappropriate content. Pogo may discontinue and/or revoke any Referral Program or incentive program in its sole discretion at any time without notice. Pogo reserves the right to decline to award referral bonuses, rescind bonus Rewards credited, or take any other action related to a Referral Program.
2.1 Pogo Rewards Program. The Pogo Rewards Program allows you to earn rewards (”Rewards”) from everyday purchases and activities, identify financial savings opportunities, and get paid for sharing your data with Pogo and certain third parties (collectively, “Data Dividends”). If you are not opted-in to Data Dividends, we will not use your personal information covered under Data Dividends to share anonymized data and insights with Participating Businesses for market research, or share your personal information covered under Data Dividends with Participating Businesses for personalized advertisements on or off the Service. However, opting out of Data Dividends does not restrict Pogo or its service providers from using this personal information internally to deliver the Service to you, as set forth in our Privacy Policy (e.g., for internal research purposes, to target you with personalized ads or offers within Pogo). If you are opted-out of Data Dividends, Pogo reserves the right to limit the Service and incentives associated with the Pogo Rewards Program.
For more information on Data Dividends, and for information around how we process your information and data in connection with any Rewards, please refer to our Privacy Policy.
The Pogo Rewards Program includes, but is not limited to:
a) Claim Feed Rewards. Subject to these Terms, we may automatically provide Rewards to you when you purchase qualifying goods or services with your Payment Credential or perform other qualifying actions identified by us, including taking surveys (”Claim Feed Rewards”).
Pogo establishes the terms and conditions for each qualifying purchase or action and determines whether you have satisfied such terms and conditions to receive Claim Feed Rewards. Such terms and conditions are set forth on the Site and the App and may be updated, modified, suspended, or canceled by Pogo at any time in its sole discretion.
Not all transactions with your registered Visa, MasterCard, and American Express card are eligible for Claim Feed Rewards. For example, bank fees, interest, debits/payments, tax, and transfers are not eligible for Claim Feed Rewards. Transaction eligibility for Claim Feed Rewards is at the sole discretion of Pogo.
b) Receipt Scanning Rewards: You may earn Rewards by submitting qualifying physical store receipts by scanning and uploading such receipts to the Pogo App (”Receipt Scanning Rewards”). In order to qualify for Receipt Scanning Rewards, each scanned receipt must include the retailer’s name, date/time of purchase, item(s) purchased (to the extent itemized on the receipt), price(s) of items purchased, and the total receipt price. Duplicate physical store receipts, receipts of purchases made by others outside your household, fake/altered receipts, and blurry images of receipts not readable by our system will not qualify for Receipt Scanning Rewards. We do not accept and will not give Receipt Scanning Rewards for receipts that are older than 14 calendar days (from the date of purchase to the date of submission). Pogo may, in its sole discretion, limit the number of receipts that can be submitted by you in a period of time to a maximum quantity and impose other limitations, as set forth in the App.
In addition to the qualifiers set forth in these Terms, Pogo may establish additional terms and conditions for scanned receipts that qualify for Receipt Scanning Rewards. Such terms and conditions are set forth in the App and may be updated, modified, suspended, or canceled by Pogo at any time in its sole discretion. Receipt eligibility for Receipt Scanning Rewards is at the sole discretion of Pogo.
c) Linked Retailer Rewards: You can earn additional Rewards for purchases with retailer or digital consumer account(s) you choose to link to your Pogo account, such as your Amazon, Target, or Walmart account (collectively, “Linked Retailers”), where you receive your receipts (”Linked Retailer Rewards”).
Accordingly, you authorize Pogo as your agent to access your Linked Retailers to pull receipts of your purchases. You represent and agree that for all Linked Retailers, you are an authorized user of that account and that you have the authority to provide Pogo access to that account as your agent. Pogo stores those log-in credentials on your device and not on our systems. Pogo is not responsible for the security of your mobile device.
d) Linked Email Rewards: You can earn additional Rewards for email accounts you choose to link to your Pogo account (”Linked Emails”) where you receive your receipts (”Linked Email Rewards”).
Accordingly, you authorize Pogo as your agent to access your Linked Emails to pull receipts of your purchases. You represent and agree that for all Linked Emails, you are an authorized user of that account and that you have the authority to provide Pogo access to that account as your agent. You understand that while linked to Pogo, every time you open the Pogo App, Pogo is automatically able to access your Linked Emails to retrieve email receipts from these whitelisted email addresses (all countries): https://ereceipts.blinkreceipt.com/.
Pogo stores those log-in credentials on your device and not on our systems. Pogo is not responsible for the security of your mobile device.
e) Browser Extension Rewards: You may earn an initial Reward for installing and logging into the Extension, limited to one over the lifetime of a user, and an ongoing Reward for keeping the extension installed and allowing Pogo to track, log, and share your browser data (collectively, “Browser Extension Rewards”).
Pogo establishes the terms and conditions of Browser Extension Rewards and determines whether you have satisfied such terms and conditions to receive Browser Extension Rewards. Such terms and conditions are set forth on the Site and the App and may be updated, modified, suspended, or canceled by Pogo at any time in its sole discretion.
f) Cashback Offer Rewards: You are able to earn Rewards from qualifying purchases of eligible items from participating merchants through shopping links (”Boost Offers”) found in the App (”Cashback Offer Rewards”). In order for the purchase to qualify for Cashback Offer Rewards, you must complete your purchase transaction during the same shopping session you started after clicking on the Boost Offer. If you visit other sites before completing your purchase or use coupons not provided by Pogo, your purchase may not qualify for Cashback Offer Rewards.
Pogo establishes the terms and conditions for each qualifying purchase and determines whether you have satisfied such terms and conditions to receive Cashback Offer Rewards. Such terms and conditions are set forth on the Site, the App, and the Extension and may be updated, modified, suspended, or canceled by Pogo at any time in its sole discretion. Pogo reserves the right, in our sole discretion, to withhold, cancel or adjust the amount of any Cashback Offer Reward or Cashback Offer Reward payment, for any reason at any time including, but not limited to: failure to track, charge-backs, returns, duplicate entry or accounting error, merchant non-payment, fraudulent transactions, non-receipt of payment from or refund of payment to you by the merchant.
When you activate a Boost Offer and complete a qualifying purchase at a participating merchant, this will generate a pending Cashback Offer Reward, which is conditional until confirmed by the merchant. Any information sent to you, such as a notification, email or in-App message, regarding a pending Cashback Offer Reward shall be conditional and shall not create a contractual obligation.
g) Incentivized Actions: Subject to these Terms and any additional terms and conditions set forth in the App, you may earn Rewards by participating in or interacting with surveys, offers, advertisements, videos, and other content (collectively, “Incentivized Actions”). Rewards for Incentivized Actions are earned once you have fully and properly satisfied all the requirements of the Incentivized Action in the manner specified and in compliance with the applicable terms, as determined by Pogo and/or our third-party partners sponsoring the Incentivized Actions (“Incentivized Action Rewards”).
Pogo shall not be responsible for, nor shall Pogo be obligated to award Incentivized Action Rewards to you for any Incentivized Action that is not deemed a successfully completed Incentivized Action by Pogo and/or our third-party partners sponsoring the Incentivized Actions.
Pogo reserves the right to:
All such changes or limitations shall apply to all past, present, or future Incentivized Actions and their Incentivized Action Rewards, unless otherwise expressly stated.
Without limiting the generality of the foregoing, you acknowledge and understand that, by using the Service and participating in certain Incentivized Action Rewards, you agree to be bound by the terms and policies of the third-party partners associated with the Incentivized Action and which we may engage from time to time as part of the Service, in our sole discretion, including, without limitation:
h) Sweepstakes, Contests & Promotions: Any sweepstakes, contests, or other promotions (collectively, “Promotions”) that may be offered via the Service may be governed by a separate set of rules not covered in the Terms. In most instances, these rules will be located directly within the App and may include eligibility requirements and terms and conditions. By participating in these Promotions, you agree that you have read and understand these rules, you are eligible to participate, and you will comply with and abide by such rules.
2.2 Redeeming Rewards. Subject to these Terms and our approval, you may request that we redeem Rewards from your Account. Rewards may only be redeemed from your Account through the Mobile Apps. The balance of Rewards in your Account must be equivalent to at least $3 in order to redeem Rewards, subject to the redemption rate specified in the App at the time of redemption (which we may change at any time in our sole discretion). When requesting a redemption, you will select a preferred redemption method (your "Redemption Method"), such as Venmo, PayPal, Visa Prepaid Card, retailer gift card, or charity donation. The redemption will be processed after we receive and approve your redemption request.
By redeeming Rewards from your Account, you authorize us to electronically credit your Redemption Method for the applicable redemption amount. This authorization will remain in full force and effect until the termination of your Account.
Certain limits may apply to your redemption of Rewards. There is no automatic redemption of Rewards. Rewards do not accrue interest.
Without limiting any of the other conditions of these Terms, we may modify the redemption terms for Rewards at any time in our sole discretion.
2.3 Expiration of Rewards. Your unredeemed Rewards will expire and will no longer be redeemable after one hundred eighty (180) days of inactivity, which is defined as consecutive days where you do not do either of the following: a) perform any Reward earning action; or b) redeem any Rewards. After one hundred seventy-three (173) days of inactivity, Pogo will provide you final notice by sending an email or text message to the email address or phone number provided when you created your account that your unredeemed Rewards will expire after another seven (7) days of inactivity.
Prior to your Rewards expiration date, you may prevent your then unredeemed Rewards from expiring by doing either of the following: i) performing a Reward earning action; or ii) redeeming your Rewards. Expired Rewards cannot be recovered.
3.1 Access and Use. Subject to these Terms, Pogo grants you a non-exclusive, revocable, limited, non-transferable, non-assignable, and “as is” right to use and access the features and functionality of the Service solely for your own personal, non-commercial use, subject to any use limitations.
3.2 Application License. Subject to your compliance with these Terms, including without limitation Section 5.2 and Section 5.3 below, Pogo grants you a limited non-exclusive, non-transferable, non-sublicensable, revocable license to download, install and use a copy of the App on each mobile device or computer that you own or control and to run such copy of the App solely for your own personal, non-commercial purposes.
3.3 Modification. We may modify, update, suspend, or discontinue the Service (in whole or in part) at any time with or without notice to you. You agree that Pogo is not liable to you or to any third party for any modification, update, suspension, or discontinuation of the Service. You may need to update third-party software from time to time in order to use the Service.
3.4 Location Data. Some features of the Service enable us to tailor your experience in the Service based on your location. If you decline to provide location information, or if, in our judgment, we cannot verify your location, you will be unable to utilize some features of the Service.
We also use the Google Maps API to gather information about your location. The use of the Google Maps features and content is subject to the Google Maps/Google Earth Additional Terms of Service available at https://maps.google.com/help/terms_maps.html and the Google Privacy Policy available at https://www.google.com/policies/privacy/.
3.5 Driving Data. Some features of the Service are designed to collect and share location information about you and to detect and monitor driving behaviors. In order for you to access and use these features, the Service collects location, sensory and motion data from your mobile device in order to calculate and detect information about your driving behavior, such as driving distance, the location of each trip, your speed, acceleration and braking habits or otherwise facilitate the features and functionality of the Service. This data is collected when you are in a moving vehicle, even if you are not the driver. If you do not have permission from the driver to collect this information, please be sure to deactivate the location services on your mobile device. By using the location services in a motor vehicle, you represent and warrant that you are the driver, or that you have the consent of the driver, for Pogo to collect and use location, movement and driving behavior information from your device to provide the Service, and for other purposes as described in our Privacy Policy. These features may not work properly if the corresponding device permissions and settings allowing access to location are not properly configured or enabled. In addition, the features may not work for a variety of reasons, such as if location services are turned off, if the Service is not being used or is blocked on the device and for other reasons.
3.6 App Usage Data. Some features of the Service are designed to collect and share information related to your usage of mobile apps (“App Usage Data”). In order for you to access and use these features, the Service collects information about your app usage, including information about how much time you spend in apps installed on your device, app name, and the date and time of when the app was used. If you decline to provide App Usage Data, you will be unable to utilize some features of the Service.
3.7 Biometric Information. In order to verify a user’s identity in connection with a request to cash out, or to confirm that users have not created multiple accounts, we may request access to a user’s mobile camera and require them to take a real-time selfie image of their face. We use a third-party technology installed on Pogo’s servers to analyze the selfie image and, using a combination of machine learning tools and statistical algorithms, generate facial biometric information about the user’s face. If you decline to provide biometric information, you will be unable to utilize some features of the Service, including redeeming Rewards.
4.1 Ownership. You acknowledge that we or our suppliers own all right, title, and interest, including all intellectual property rights, in and to the Service. Except for the limited access rights expressly set forth in these Terms, you are not granted any rights with respect to the Service and there are no implied licenses granted by Pogo under these Terms.
4.2 Trademarks. Pogo and all related graphics, logos, service marks and trade names used on or in connection with the Service or in connection with the Service are the trademarks of Pogo and may not be used without permission in connection with your or any third-party products or services. Other trademarks, service marks and trade names that may appear on or in the Service are the property of their respective owners.
4.3 Feedback. We welcome feedback to help us build a better service. If you provide Pogo with any feedback or suggestions regarding the Service (“Feedback”), you acknowledge that we can freely use and exploit such Feedback in any manner. Feedback you provide is not confidential or proprietary to you. So, please do not provide Pogo any information or ideas that you consider to be confidential or proprietary.
5.1 Third-Party Materials. As a part of the Service, you may have access to materials, links, applications, advertisements, and services that are hosted or controlled by another party (collectively, “Third-Party Materials”). You agree that it is impossible for Pogo to monitor such Third-Party Materials, and that you access these Third-Party Materials and services at your own risk. Pogo provides access to these Third-Party Materials only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Materials. You use all Third-Party Materials at your own risk and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Materials, the applicable third party’s terms and policies apply, including the third party’s privacy practices. You should make whatever investigation you feel necessary or appropriate before proceeding with any transaction in connection with such Third-Party Materials.
You acknowledge and agree that Pogo may get commissions when you access Third-Party Materials through the App.
5.2 Accessing and Downloading the Application from Apple App Store. The following applies to any App accessed through or downloaded from the Apple App Store (”Apple-Sourced App”):
(a) You acknowledge and agree that (i) these Terms are between you and Pogo only, and not Apple, Inc. (”Apple”) and (ii) Pogo, not Apple, is solely responsible for the Apple-Sourced App and content thereof. Your use of the Apple-Sourced App must comply with the App Store Terms of Service.
(b) You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Apple-Sourced App.
(c) In the event of any failure of the Apple-Sourced App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Apple-Sourced App to you and to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Apple-Sourced App. Any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be the sole responsibility of Pogo.
(d) You and Pogo acknowledge that Pogo, not Apple, is responsible for addressing any claims you have or any claims of any third party relating to the Apple-Sourced App or your possession and use of the Apple-Sourced App, including, but not limited to: (i) product liability claims; (ii) any claim that the Apple-Sourced App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
(e) You and Pogo acknowledge that, in the event of any third-party claim that the Apple-Sourced App or your possession and use of that Apple-Sourced App infringes that third party’s intellectual property rights, Pogo, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required by these Terms.
(f) You and Pogo acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of these Terms as related to your license of the Apple-Sourced App, and that, upon your acceptance of the terms and conditions of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms as related to your license of the Apple-Sourced App against you as a third-party beneficiary thereof.
(g) Without limiting any other terms of these Terms, you must comply with all applicable third-party terms of agreement when using the Apple-Sourced App.
5.3 Accessing and Downloading the Application from the Google Play Store or Google Chrome Web Store. The following applies to any App you acquire from the Google Play Store or Google Chrome Web Store (“Google-Sourced App”): (i) you acknowledge that these Terms are between you and Pogo only, and not with Google or its affiliates (collectively, “Google”); (ii) your use of the Google-Sourced App must comply with Google’s then-current Google Play Store Terms of Service or Google Chrome Web Store Terms of Service, as applicable; (iii) Google is only a provider of the Google Play Store and Google Chrome Web Store; (iv) Pogo, and not Google, is solely responsible for the Google-Sourced App; (v) Google has no obligation or liability to you with respect to the Google-Sourced App or these Terms; and (vi) you acknowledge and agree that Google is a third-party beneficiary to these Terms as it relates to the Google-Sourced App.
You acknowledge that all information, data, text, photographs, messages, tags, and other content or materials accessible through the Service (“Content”), are the sole responsibility of the party from whom such Content originated. This means that you, and not Pogo, are entirely responsible for all Content that you upload or otherwise make available through the Service (“Your Content”). By submitting Your Content, you grant Pogo a fully-paid, royalty-free, worldwide, non-exclusive right (including any moral rights) and license to use, sublicense, distribute, reproduce, modify, adapt, publicly perform, and display, Your Content (in whole or in part) and/or to incorporate it in other works in any form, media or technology now known or later developed, for the full term of any worldwide intellectual property right, including moral rights, that may exist in Your Content. Except with respect to Your Content, you agree that you have no right, title, or interest in or to any Content that appears on or in the Service.
6.1 Investigations. Pogo may, but is not obligated to, monitor or review the use of the Service and Content at any time. Without limiting the foregoing, Pogo shall have the right, in its sole discretion, to remove any of Your Content for any reason (or no reason). If Pogo becomes aware of any possible violations by you of any provision of these Terms, Pogo may investigate such violations, and, at its sole discretion, immediately terminate your license to use the Service, or change, alter or remove Your Content, in whole or in part, without prior notice to you.
6.2 No Obligation to Pre-Screen Content. Pogo may, but is not obligated to pre-screen, refuse or remove any Content for any reason, including if Content violates these Terms or is otherwise objectionable. Pogo has no responsibility or liability for the deletion or accuracy of any Content. Certain Services may enable you to specify the level at which such Service restricts access to Your Content. You are solely responsible for applying the appropriate level of access to Your Content. Unless expressly agreed to by Pogo in writing elsewhere, Pogo has no obligation to store any of Your Content.
6.3 Representations and Warranties. You represent and warrant that you have all necessary right, title, interest, authorizations, and permissions to: (i) provide, provide access to, request Pogo access, disclose, or submit any data, content, information, or feedback, including Your Content, that you provide, provide access to, disclose, or submit to Pogo or the Service, or that you authorize or request Pogo to access on your behalf, as applicable; and (ii) grant the rights and permissions granted hereunder with respect to any data, content, information, or feedback, including Your Content.
As a condition of your use of the Service, you agree not to use the Service for any purpose that is prohibited by these Terms or by applicable law. You shall not (and shall not permit any third party) to:
(a) submit to our Service information that is false, inaccurate, tampered with, adjusted, or otherwise manipulated for the purpose of redeeming a Reward;
(b) link your Pogo Account to any bank account, credit/debit card, email account, retailer/digital consumer account or health tracker/app that is not owned by you;
(c) redeem, or attempt to redeem, Rewards for products that have not actually been purchased and retained, or for products that have been purchased but returned to a store or online vendor, following purchase;
(d) infringe any patent, trademark, trade secret, copyright, right of publicity or other right of any person or entity;
(e) take any action that is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, obscene, offensive, or profane;
(f) take any action that constitutes unauthorized or unsolicited advertising, junk or bulk e-mail;
(g) take any action that involves commercial activities and/or sales without Pogo’s prior written consent, such as contests, sweepstakes, barter, advertising, or pyramid schemes;
(h) impersonate any person or entity, including any employee or representative of Pogo;
(i) interfere with or attempt to interfere with the proper functioning of the Service or uses of the Service in any way not expressly permitted by these Terms; or
(j) engage in, or attempt to engage in any potentially harmful acts that are directed against the Service, including but not limited to violating or attempting to violate any security features of the Service, using manual or automated software or other means to access, “scrape,” “crawl” or “spider” any pages contained in the Service, introducing viruses, worms, or similar harmful code into the Service, or interfering or attempting to interfere with use of the Service by any other user, host or network, including by means of overloading, “flooding,” “spamming,” “mail bombing,” or “crashing” the Service.
You agree to indemnify and hold Pogo, its officers, employees, agents, partners, suppliers (including but not limited to the Payment Card Networks) and licensors (each, a “Pogo Party” and collectively, the “Pogo Parties”) harmless, including costs and attorneys’ fees, from any loss, claim, or demand arising out of: (i) your use of the Service; (ii) your violation of these Terms; (iii) your violation of applicable laws or regulations; (iv) any disputes or issues between you and any third party; or (v) your violation of any rights of any third party. We may assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter for which you may have an indemnification obligation hereunder without the prior written consent of Pogo. Pogo will use reasonable efforts to notify you of any claim, action, or proceeding for which you may have an indemnification obligation hereunder upon becoming aware of it. This provision does not require you to indemnify any of the Pogo Parties for any unconscionable commercial practice by such party or for such party’s fraud, deception, false promise, misrepresentation or concealment, suppression or omission of any material fact in connection with the Site or Service provided hereunder. You agree that the provisions in this section will survive any termination of your Account, these Terms and/or your access to the Service.
NO WARRANTIES. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS, AND POGO AND ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS, INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS (COLLECTIVELY, THE “POGO PARTIES”), EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT.
POGO PARTIES MAKE NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE, OR THAT THE INFORMATION OR RESULTS PROVIDED IN, OR THAT MAY BE OBTAINED FROM USE OF, THE SERVICE WILL MEET YOUR REQUIREMENTS OR BE ACCURATE, RELIABLE, COMPLETE, OR UP-TO-DATE. POGO PARTIES MAKE NO WARRANTIES WHATSOEVER REGARDING ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL ADVERTISED, MADE AVAILABLE, OR REFERRED TO YOU THROUGH THE SERVICE. YOU ASSUME ALL RISK FOR ALL DAMAGES, INCLUDING DAMAGE TO YOUR COMPUTER SYSTEM, MOBILE DEVICE OR LOSS OF DATA THAT MAY RESULT FROM YOUR USE OF OR ACCESS TO THE SERVICE. ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE DOWNLOADED, USED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL POGO PARTIES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE OR ANY OTHER LEGAL THEORY, WHETHER OR NOT POGO (OR POGO’S SUPPLIERS, INCLUDING WITHOUT LIMITATION, THE PAYMENT CARD NETWORKS) HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE WHERE SUCH DAMAGES RESULT FROM OR RELATING TO (I) THESE TERMS, (II) YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE, OR (III) ANY PURCHASE OF A THIRD PARTY PRODUCT OR SERVICE BASED ON INFORMATION CONTAINED IN THE SERVICE. ACCESS TO, AND USE OF, THE SERVICE IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICES OR COMPUTER SYSTEMS, OR LOSS OF DATA RESULTING THEREFROM. UNDER NO CIRCUMSTANCES WILL POGO PARTIES BE LIABLE TO YOU FOR MORE THAN THE GREATER OF (A) THE TOTAL AMOUNT PAID TO POGO BY YOU DURING THE ONE-MONTH PERIOD PRIOR TO THE ACT, OMISSION OR OCCURRENCE GIVING RISE TO SUCH LIABILITY AND (B) ONE HUNDRED U.S. DOLLARS (100 USD). THE FOREGOING CAP ON LIABILITY SHALL NOT APPLY TO LIABILITY OF A POGO PARTY FOR (A) DEATH OR PERSONAL INJURY CAUSED BY A POGO PARTY’S NEGLIGENCE; OR FOR (B) ANY INJURY CAUSED BY A POGO PARTY’S FRAUD OR FRAUDULENT MISREPRESENTATION. THE LIMITATIONS OF DAMAGES SET FORTH IN THIS SECTION ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN POGO AND YOU.
11.1 Term. You and we agree that these Terms commenced on the earlier to occur of (a) the date you first used the Service or (b) the date you accepted these Terms and will remain in full force and effect while you use the Service, unless earlier terminated in accordance with these Terms.
11.2 Termination of Services by Pogo. We may terminate these Terms at any time for any reason, including if you have materially breached any provision of these Terms, or if Pogo is required to do so by law (e.g., where the provision of the Site, the App, or the Service is, or becomes, unlawful). Pogo may immediately and without notice, suspend or terminate any Services provided to you.
11.3 Termination of Services by You. If you want to terminate these Terms, you may do so by closing your Account. Click “Delete My Account” in the Data Dividends Controls Center within the sidebar of the App.
11.4 Effect of Termination. Termination of these Terms includes removal of access and all related information, files, Rewards, associated with or inside your Account (or any part thereof), and Your Content. Any rights you have to the Rewards in your Account will terminate and you will no longer be eligible to receive a distribution of such Rewards. Pogo will not have any liability whatsoever to you for any suspension or termination, including for deletion of Your Content and your Rewards. All provisions of these Terms which by their nature should survive, shall survive termination of Services, including without limitation, ownership provisions, warranty disclaimers, and limitation of liability.
Please read the following arbitration agreement in this Section (“Arbitration Agreement”) carefully. It requires you to arbitrate disputes with Pogo and limits the manner in which you can seek relief from us.
12.1 Applicability of Arbitration Agreement. You agree that any dispute, claim or request for relief relating in any way to your access or use of the Site, to the Service, or to any aspect of your relationship with Pogo, will be resolved by binding arbitration, rather than in court, except that (1) you may assert claims or seek relief in small claims court if your claims qualify; and (2) you or Pogo may seek equitable relief in court for infringement or other misuse of intellectual property rights. This Arbitration Agreement shall apply, without limitation, to all disputes or claims and requests for relief that arose or were asserted before the effective date of these Terms or any prior version of these Terms.
12.2 Arbitration Rules and Forum. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your dispute or claim or request for relief to our registered agent: National Registered Agents, Inc., 1209 Orange Street, Wilmington, Delaware 19801. The arbitration will be conducted by JAMS, an established alternative dispute resolution provider. Disputes involving claims, counterclaims, or requests for relief under $250,000, not inclusive of attorneys’ fees and interest, shall be subject to JAMS’s most current version of the Streamlined Arbitration Rules and procedures available at http://www.jamsadr.com/rules-streamlined-arbitration/ all other disputes shall be subject to JAMS’s most current version of the Comprehensive Arbitration Rules and Procedures, available at http://www.jamsadr.com/rules-comprehensive-arbitration/. JAMS’s rules are also available at www.jamsadr.com or by calling JAMS at 800-352-5267. If JAMS is not available to arbitrate, the parties will select an alternative arbitral forum. If the arbitrator finds that you cannot afford to pay JAMS’s filing, administrative, hearing and/or other fees and cannot obtain a waiver from JAMS, Pogo will pay them for you. In addition, Pogo will reimburse all such JAMS’s filing, administrative, hearing and/or other fees for disputes, claims, or requests for relief totaling less than $10,000 unless the arbitrator determines the claims are frivolous. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the country where you live or at another mutually agreed location. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
12.3 Authority of Arbitrator. The arbitrator shall have exclusive authority to (a) determine the scope and enforceability of this Arbitration Agreement and (b) resolve any dispute related to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to, any assertion that all or any part of this Arbitration Agreement is void or voidable. The arbitration will decide the rights and liabilities, if any, of you and Pogo. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and these Terms (including the Arbitration Agreement). The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and us.
12.4 Waiver of Jury Trial. YOU AND POGO HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and Pogo are instead electing that all disputes, claims, or requests for relief shall be resolved by arbitration under this Arbitration Agreement, except as specified in Section 12.1 above. An arbitrator can award on an individual basis the same damages and relief as a court and must follow these Terms as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review.
12.5 Waiver of Class or Other Non-Individualized Relief. ALL DISPUTES, CLAIMS AND REQUESTS FOR RELIEF WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS OR COLLECTIVE BASIS. ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. If a decision is issued stating that applicable law precludes enforcement of any of this subsection’s limitations as to a given dispute, claim, or request for relief, then such aspect must be severed from the arbitration and brought into the State or Federal Courts located in the State of New York. All other disputes, claims, or requests for relief shall be arbitrated.
12.6 30-Day Right to Opt Out. You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out to: privacy@joinpogo.com, within 30 days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address, the phone number you used to set up your Account (if you have one), and an unequivocal statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of these Terms will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have, or may enter in the future, with us.
12.7 Severability. Except as provided in subsection 12.5, if any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Arbitration Agreement shall continue in full force and effect.
12.8 Survival of Agreement. This Arbitration Agreement will survive the termination of your relationship with Pogo.
12.9 Modification. Notwithstanding any provision in these Terms to the contrary, we agree that if Pogo makes any future material change to this Arbitration Agreement, you may reject that change within thirty (30) days of such change becoming effective by writing Pogo at the following address: Pogo Technologies, Inc.; 228 Park Ave S Suite 77949; New York, New York 10003.
13.1 Changes. These Terms are subject to occasional revision, and we reserve the right to charge fees for accessing and using the Service. If we make any substantial changes, we may require you to accept the changes, notify you by sending you an email, as explained in Section 13.9, and/or by prominently posting notice of the changes on the Service. Any changes to these Terms will be effective upon the earliest of when you provide your acceptance of the changes, thirty (30) calendar days following our dispatch of an email notice to you (if applicable), and thirty (30) calendar days following our posting of notice of the changes on the Service. The changes will be effective immediately for new users of the Service. Continued use of our Service following notice of such changes shall indicate your acknowledgement and acceptance of such changes and agreement to be bound by the terms and conditions of such changes.
13.2 Export. The Service may be subject to U.S. export control laws and may be subject to export or import regulations in other countries. You agree not to use, export, reexport, or transfer, directly or indirectly, any U.S. technical data acquired from Pogo, or any products utilizing such data, in violation of the United States export laws or regulations.
13.3 Disclosures. If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Product of the California Department of Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA 95814, or by telephone at (800) 952-5210.
13.4 Electronic Communications. The communications between you and Pogo use electronic means, whether you use the Service or send us emails, or whether Pogo posts notices on the Service or communicates with you via email. For contractual purposes, you: (a) consent to receive communications from Pogo in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Pogo provides to you electronically satisfy any legal requirement that such communications would satisfy if it were provided in a hardcopy writing. The foregoing does not affect your non-waivable rights.
13.5 Force Majeure. Pogo shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.
13.6 Questions, Complaints, Claims. If you have any questions, complaints or claims with respect to the Service, please contact us at privacy@joinpogo.com. We will do our best to address your concerns. If you feel that your concerns have been addressed incompletely, we invite you to let us know for further investigation.
13.7 Taxes. You agree that you are solely responsible for ascertaining and complying with any tax obligations you may have in connection with your use of the Service.
13.8 Governing Law and Venue. These Terms and any action related thereto will be governed and interpreted by and under the laws of the state of New York, consistent with the Federal Arbitration Act, without giving effect to any principles that provide for the application of the law of another jurisdiction. The United Nations convention on contracts for the international sale of goods does not apply to these Terms. Both you and Pogo agree that all claims and disputes arising out of or relating to these Terms will be litigated exclusively in the state or federal courts located in New York, New York.
13.9 Notice. Where Pogo requires that you provide an email address, you are responsible for providing Pogo with your most current email address. In the event that the last email address you provided to Pogo is not valid, Pogo's dispatch of the email containing such notice will constitute effective notice. You may give notice to Pogo at the following address: Pogo Technologies, Inc.; 228 Park Ave S Suite 77949; New York, New York 10003. Such notice shall be deemed given when received by Pogo by letter delivered by nationally recognized overnight delivery service or first class postage prepaid mail at the above address.
13.10 International Users. The Service can be accessed from countries around the world and may contain references to services and content that are not available in your country. These references do not imply that Pogo intends to announce such services or content in your country. The Service is controlled and offered by Pogo from its facilities in the United States of America. Pogo makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other countries do so at their own volition and are responsible for compliance with local law.
13.11 Entire Agreement. These Terms constitute the entire agreement between you and us regarding the use of the Service. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Pogo’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. Pogo may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon assignees.
13.12 Contact Information:
Pogo Technologies, Inc.
228 Park Ave S Suite 77949
New York, New York 10003
